Health Insurance Resources

Tips to help you understand your Insurance

  • Read your insurance plan Summary of Benefits and Coverage and Exclusions each year. Your plan details will explain what medical expenses your insurance will cover, any annual deductible and applicable co-pays, plus other useful information.
  • Visit your insurance provider’s website (if available), it will usually have tools to help you find doctors who accept your health insurance plan as well as great information about your plan.
  • Review commonly used insurance terms. Your insurance plan will also have commonly used terms defined in the glossary.
    • Definitions in a variety of languages, including Chinese, English, French, Korean, Russian, and Spanish are available at nystateofhealth.ny.gov.
  • Contact your provider’s customer service if you have any questions or would like clarification about your coverage.
  • Keep all bills and coverage letters for reference.
  • Many preventive medical services (like an annual flu shot) may be fully covered under the Affordable Care Act when provided by an in-network provider. Review your insurance plan summary of benefits and coverage for details.
  • Visit healthcare.gov for more information about insurance and healthcare.

The Consumer Reports video explains the health insurance terms “premium”, “deductible” and “out-of-pocket maximum” to help give you a better sense of how some health insurance plans work.

Additional Resources

The university Student Health Insurance Plan is offered to eligible Mason students. If you are not eligible for the plan, these resources may be useful.

The Mason Alumni Association has options offering insurance coverage to Mason graduates.

If you are continuing your graduate studies at Mason, you can learn more about the Subsidized Graduate Student Health Insurance plan.

Healthcare.gov, run by the U.S. Department of Health and Human Services, offers information about insurance, an insurance finder tool, and more. The site has some helpful tips for college graduatesPlan for Your Health has useful information about health insurance.

Virginia residents may qualify for quality, low-cost health coverage through Medicaid in Virginia. Adults aged 19-64 who are not eligible for other Medicare/Medicaid programs, who are Virginia residents and meet the income requirements may be eligible. Cover Virginia has program information and screening tools (1-855-242-8282) and applications are available through Virginia Commonhelp.

Enroll Virginia has information about accessing health insurance in Virginia and Young Invincibles provides information specifically for emerging adults.

Student Health maintains a resource list of off-campus health care resources.

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